Spring, Cypress, Tomball and The Woodlands!! 3 Tips to Obtain a 3% Refinance Rate or Mortgage Rate!


Below are 3 beneficial tips to obtain a low 3% mortgage interest rate in Spring, Cypress, Tomball, and The Woodlands!

Don’t be a victim of poor credit scores!- The better your credit score is, the lower your interest rate will be.  Anything from applying for credit cards, or late payments can ruin your credit score and raise the interest rate.

The more cash you put down on the property-the lower the rate!  At least 20% in either cash (for mortgage buyers) or equity (refi)  will get you a better rate.

Shop around for a lender!  Most offer free rate quotes and should guide you to obtain that low credit score.  Word-of-mouth is another option to finding the right lender-ask recent mortgage buyers what lender they chose and if they were satisfied with their rate.

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